Republicans are all a gasp about President Obama and the Democrats plan to reform health care in this country. They claim that the Democrats want to take over the industry and get between the person and their Doctor. Once again the truth is totally different than the Republican talking points.
Anyone of us “regular people” who don’t have our own tax payer supported health plan – like the members of Congress – know that there is someone who stands between us and the Doctor now. We call them the insurance company. It was set rules on what is or isn’t covered and specific rules to follow or you won’t have something covered.
Insurance companies don’t want you to use your plan and make it as hard as possible to do so. They make a profit off your premiums but not if they have to pay out money – so they nickle and dime you. The most recent health care product is called the “Consumer Directed Health Plan”. Basically the there are little rules on coverage but you are forced to pay a $1500 to $4000 deductible upfront before the plan pays anything. If you are a healthy person then you get a nice suprise should you ever need to use your CDH plan.
Then there are plans where they have something called “managed care” where they won’t pay for something unless you have tried something else that is less expensive.
Basically most private insurance companies are not your friends and never will be. They like their profit too much. They will be working with their friends in the Republican party to make Obama’s health care reform seem as scary as possible.
The fact is our health care system is broken and needs to be fixed so that more people are covered and a majority of Americans feel the same way.
85% of Americans support “fundamental changes” to or a “complete rebuild” of the health care system. 64% believe the government should guarantee insurance for all Americans and 72% think the government should offer a public option styled after Medicare to compete with private insurers.
